Financial Empowerment
Creating opportunity for millions
Building Brighter Futures
Our network of community-based banks and microfinance institutions creates opportunity for underserved populations around the world.
Since 1984, nearly 10 million people have trusted FINCA to help them start and grow businesses, educate their children, and save for the future. We combine our time-tested, customer-centered approach with thoughtful, targeted innovation to expand our reach and help people increase their incomes and build financial resilience.
Beyond Banking
While access to responsible financial services is a powerful tool, we know it’s not a silver bullet to end poverty.
That’s why we combine financial services with tailored training, education, and other innovative solutions that help our customers build a brighter future.
Our Approach:
Holistic
Ending poverty requires more than financial assistance. We work with partner organizations to address the full spectrum of needs—from education and healthcare to building resilience and beyond.
Future-Focused
Working with fintech firms across the globe, we take advantage of ever-evolving technology to expand and improve our offerings, streamline delivery, and lower the cost to serve our customers.
Responsible
We follow rigorous policies and robust risk management practices to ensure that our customers are protected, and our network is positioned for sustainable growth.
Customer-Centered
We put our customers at the center of everything we do—designing solutions driven by their needs and providing the training and coaching so our customers can plan ahead and embrace digital banking with confidence.
Data-Driven
Customer insights are at the core of our agile product development strategy. By continuously learning from real-world use and feedback, we refine our products and services to maximize impact—both locally and globally.
A Platform for Possibility
We’re building a transformative, first-of-its-kind operating platform to more efficiently meet customers’ financial health needs at a lower cost.
In the last decade, significant progress has been made towards financial inclusion. Yet, more than 1.3 billion adults globally still lack financial health, making them unable to participate fully in their local economies and build secure futures.
Enter 361 by FINCA.
361 by FINCA is a pioneering operating system that uses data and automation to deliver affordable, personalized financial solutions at scale.
Co-created alongside FINCA teams and customers in Malawi, Tanzania, and the Democratic Republic of the Congo, it provides a 360° view of each customer, making it easier to understand their needs and design 1-to-1 tools that improve financial health and livelihoods.
Unlocking Potential, Changing Lives
Stories of growth and possibility
Empowering Women Entrepreneurs
“FINCA believed in our dreams and saw our potential as women to grow financially. I am so proud to have been able to grow my business and educate my children in partnership with FINCA.”
Janet Mudoola | Businesswoman and FINCA Ambassador in Uganda
Supporting Refugees
“I wanted to borrow money, but it wasn’t easy because I was a refugee from South Sudan settled in Kiryandongo. I thank FINCA for providing loans to refugees, as they have helped develop many businesses in our communities.”
Auma Santa | Tailor in Uganda
Helping Clients Build Resilience
“Without FINCA’s help, I might have lost everything. Instead, I was able to rebuild, even as many others struggled to recover from the flooding.”
Shukuru Sadiki | Shopkeeper in the Democratic Republic of the Congo
Responding to Farmers’ Needs
“FINCA has been instrumental in securing an agricultural loan, allowing us to obtain a tractor and perform essential fieldwork over the past year. This has proven particularly beneficial for our livestock, providing a crucial lifeline during difficult times when financial resources are limited, enabling us to meet essential needs.”
Siran Galeyan | Farmer in Armenia
Our Network of Financial Institutions
The FINCA Impact Finance network is comprised of sustainable community-based banks and microfinance institutions in 13 countries. We provide a range of financial products — including loans, savings, remittances, digital banking, and insurance — that help low-income families create jobs, build assets, educate their children, and improve their standard of living.