Thought Machine

Thought Machine has developed the foundations of modern banking with the Vault Core, a cloud-native core banking platform trusted by the world’s leading financial institutions.

Unlike traditional legacy systems, Vault Core is a single, highly configurable platform, allowing for the creation of any financial product through smart contracts.

In the 361 by FINCA ecosystem, Thought Machine provides the real-time, universal ledger that enables MFIs to offer flexible micro-lending products with total data transparency and unparalleled scalability across the African continent.