{"id":46824,"date":"2013-10-04T17:08:24","date_gmt":"2013-10-04T21:08:24","guid":{"rendered":"https:\/\/staging21.finca.org\/uncategorized-fr-ca\/mere-montagne"},"modified":"2024-11-04T02:13:29","modified_gmt":"2024-11-04T07:13:29","slug":"mere-montagne","status":"publish","type":"post","link":"https:\/\/finca.org\/fr-ca\/mere-montagne","title":{"rendered":"M\u00e8re Montagne"},"content":{"rendered":"

Margarette est devenue cliente de FINCA Ha\u00efti<\/a> pour la premi\u00e8re fois en 2006, parce qu’elle voulait offrir une vie meilleure \u00e0 ses trois enfants. Son grand r\u00eave \u00e9tait que ses enfants aillent \u00e0 l’\u00e9cole pour avoir un meilleur avenir. \u00c0 l’\u00e9poque, Margarette subvenait aux besoins de ses enfants gr\u00e2ce \u00e0 un petit commerce install\u00e9 dans sa maison d’Aquin, o\u00f9 elle vendait de la viande et quelques articles de quincaillerie. Mais ce commerce ne lui a jamais rapport\u00e9 beaucoup d’argent et elle voulait gagner plus pour payer ses frais de scolarit\u00e9. Lorsque Margarette a entendu parler de FINCA lors d’une r\u00e9union \u00e0 son \u00e9glise, elle a su que c’\u00e9tait sa chance. Elle s’est r\u00e9unie avec quelques voisines et a form\u00e9 le groupe<\/a> Fanm Aksyon (Femmes d’action) FINCA Village Banking<\/a>.<\/p>\n

Margarette a utilis\u00e9 son premier pr\u00eat FINCA de 4 000 gourdes (105 $) pour acheter des produits cosm\u00e9tiques \u00e0 Port-au-Prince et les vendre \u00e0 Aquin. Comme elle a eu beaucoup de succ\u00e8s, FINCA a augment\u00e9 le montant de son deuxi\u00e8me pr\u00eat \u00e0 8 000 gourdes (210 dollars), qu’elle a utilis\u00e9 pour acheter des produits cosm\u00e9tiques en gros aupr\u00e8s d’un grossiste. Cela lui a permis d’obtenir de meilleurs prix, de maintenir un stock et d’offrir une plus grande s\u00e9lection de produits. En cons\u00e9quence, ses b\u00e9n\u00e9fices ont augment\u00e9 chaque mois.<\/p>\n

Comme son entreprise continuait \u00e0 se d\u00e9velopper, FINCA a sugg\u00e9r\u00e9 \u00e0 Margarette de passer \u00e0 un pr\u00eat de petit groupe FINCA. Ses amis de Fanm Aksyon voulaient qu’elle reste, mais ils \u00e9taient heureux d’accueillir sa fille Rachelle \u00e0 sa place. Rachelle est rest\u00e9e dans le groupe pendant deux ans et est devenue tr\u00e9sori\u00e8re. Depuis, elle est partie \u00e9tudier \u00e0 Port-au-Prince. Bien que sa famille ne fasse plus partie du groupe, celui-ci se r\u00e9unit toujours chez Margarette, \u00e0 Aquin, et elle en est le mentor. Les membres l’appellent \u00ab\u00a0M\u00e8re Montagne\u00a0\u00bb.<\/p>\n

Margarette raconte que la premi\u00e8re fois qu’elle a emprunt\u00e9 de l’argent \u00e0 FINCA, elle avait peur de ne jamais pouvoir rembourser une telle somme. Mais elle l’a fait et, au fil des ans, elle a pu emprunter davantage. Sa confiance en elle s’est accrue lorsqu’elle a constat\u00e9 qu’elle \u00e9tait capable de rembourser chaque pr\u00eat. Elle utilise son dernier pr\u00eat de 120 000 gourdes (3 150 dollars), assorti d’une p\u00e9riode de remboursement de neuf mois, pour continuer \u00e0 d\u00e9velopper ses activit\u00e9s dans le domaine des cosm\u00e9tiques et de la quincaillerie, pour acheter du mat\u00e9riel pour une nouvelle boucherie, et pour payer une moto et le salaire du chauffeur – une autre nouvelle activit\u00e9.<\/p>\n

Gr\u00e2ce \u00e0 son travail acharn\u00e9 et \u00e0 ses pr\u00eats FINCA, Margarette a bien r\u00e9ussi. Elle a achet\u00e9 une petite maison \u00e0 Port-au-Prince pour ses enfants, afin qu’ils puissent fr\u00e9quenter un meilleur lyc\u00e9e que celui d’Aquin. Elle leur rend visite chaque fois qu’elle doit acheter des marchandises \u00e0 Port-au-Prince. Rachelle est maintenant en onzi\u00e8me ann\u00e9e, son fils Enoch est en dixi\u00e8me ann\u00e9e et sa fille Ruth est en neuvi\u00e8me ann\u00e9e. Elle a utilis\u00e9 une partie de ses revenus pour acheter un terrain \u00e0 Aquin et deux vaches. Elle \u00e9conomise m\u00eame pour payer le mariage de Rachelle.<\/p>\n

Margarette et ses enfants ont tous surv\u00e9cu au tremblement de terre de 2010, mais leur maison \u00e0 Port-au-Prince a \u00e9t\u00e9 d\u00e9truite, tout comme celle de son p\u00e8re \u00e0 l’Asile. Son r\u00eave est de construire une autre maison pour les enfants, afin qu’ils puissent terminer le lyc\u00e9e et aller \u00e0 l’universit\u00e9.<\/p>\n

Margarette d\u00e9clare : \u00ab\u00a0Je suis fi\u00e8re d’\u00eatre une cliente de FINCA et j’aime ce que FINCA a fait pour moi et pour d’autres femmes ha\u00eftiennes.<\/p>\n

FINCA m’a aid\u00e9 \u00e0 am\u00e9liorer la vie de ma famille et \u00e0 donner \u00e0 mes enfants une chance d’avoir un meilleur avenir. Merci FINCA !<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"

\u00ab\u00a0Je suis fi\u00e8re d’\u00eatre une cliente de FINCA et j’aime ce que FINCA a fait pour moi et pour d’autres femmes ha\u00eftiennes. FINCA m’a aid\u00e9e \u00e0 am\u00e9liorer la vie de ma famille et \u00e0 donner \u00e0 mes enfants une chance d’avoir un meilleur avenir. Merci FINCA !\u00a0\u00bb<\/p>\n","protected":false},"author":1,"featured_media":44112,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[243],"tags":[],"class_list":["post-46824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-histoires"],"acf":[],"yoast_head":"\nM\u00e8re Montagne | FINCA<\/title>\n<meta name=\"description\" content=\"Gr\u00e2ce \u00e0 son travail acharn\u00e9 et aux pr\u00eats de FINCA, Margarette a bien r\u00e9ussi. 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