{"id":46525,"date":"2020-07-05T17:45:47","date_gmt":"2020-07-05T21:45:47","guid":{"rendered":"https:\/\/staging21.finca.org\/uncategorized-fr-ca\/stimuler-les-efforts-daide-et-de-redressement-par-lintermediaire-des-imf"},"modified":"2024-11-04T02:09:10","modified_gmt":"2024-11-04T07:09:10","slug":"stimuler-les-efforts-daide-et-de-redressement-par-lintermediaire-des-imf","status":"publish","type":"post","link":"https:\/\/finca.org\/fr-ca\/stimuler-les-efforts-daide-et-de-redressement-par-lintermediaire-des-imf","title":{"rendered":"Stimuler les efforts d’aide et de redressement par l’interm\u00e9diaire des IMF"},"content":{"rendered":"

Alors que le monde est aux prises avec la pand\u00e9mie de COVID-19, l’impact sur les populations et les moyens de subsistance se fera probablement sentir pendant des mois, voire des ann\u00e9es. Les chercheurs pr\u00e9viennent que jusqu’\u00e0 un demi-milliard de personnes pourraient sombrer dans la pauvret\u00e9<\/a> \u00e0 l’\u00e9chelle mondiale, annulant ainsi trois d\u00e9cennies de progr\u00e8s. Les gouvernements ont r\u00e9cemment pris des mesures pour relancer l’\u00e9conomie et assouplir les restrictions sociales, mais des mois de fermeture, de licenciements et de mesures de maintien \u00e0 la maison signifient qu’il faudra du temps pour que les gens et les entreprises se remettent sur pied.<\/p>\n

Dans les pays en d\u00e9veloppement en particulier, o\u00f9 la plupart des gens survivent gr\u00e2ce \u00e0 l’\u00e9conomie informelle, le chemin de la reprise risque d’\u00eatre encore plus long et plus escarp\u00e9. Selon les estimations, quelque 1,6 milliard de personnes de l’\u00e9conomie informelle pourraient perdre leurs moyens de subsistance<\/a> \u00e0 cause de la pand\u00e9mie. En raison des pressions exerc\u00e9es sur les \u00e9conomies en d\u00e9veloppement et de leurs ressources limit\u00e9es, il est difficile pour les gouvernements de fournir un soutien ad\u00e9quat, voire inexistant, en mati\u00e8re d’aide. C’est pourquoi un nombre croissant d’investisseurs, de donateurs et d’autres acteurs se sont mobilis\u00e9s pour intervenir et soutenir les populations \u00e0 faible revenu et vuln\u00e9rables pendant la pand\u00e9mie.<\/p>\n

Les institutions de microfinance<\/a> (IMF) peuvent \u00eatre des partenaires essentiels pour atteindre les populations les plus touch\u00e9es de mani\u00e8re efficace et efficiente. En tant qu’institutions au service des personnes \u00e0 la base de la pyramide \u00e9conomique – l\u00e0 o\u00f9 le besoin d’assistance est le plus grand pendant les crises – les IMF ont d\u00e9j\u00e0 la client\u00e8le, l’infrastructure et la confiance n\u00e9cessaires pour une r\u00e9ponse efficace au COVID-19. Dans ce contexte, FINCA Impact Finance a r\u00e9cemment particip\u00e9 \u00e0 la cr\u00e9ation de la Coalition pour la microfinance<\/a> afin de faire entendre la voix du secteur dans le cadre de la r\u00e9ponse \u00e0 COVID-19. Les institutions membres de la coalition servent collectivement plus de 80 millions de personnes, dont pr\u00e8s de trois quarts sont des femmes.<\/p>\n

Si elles sont exploit\u00e9es de mani\u00e8re strat\u00e9gique, les IMF du monde entier pourraient sauver des millions de vies. L’acc\u00e8s qu’ils offrent au cr\u00e9dit, \u00e0 l’\u00e9pargne et \u00e0 d’autres outils financiers pour les activit\u00e9s ind\u00e9pendantes sera encore plus n\u00e9cessaire dans un monde post-pand\u00e9mique o\u00f9 l’emploi formel a \u00e9t\u00e9 d\u00e9cim\u00e9. Elles peuvent \u00eatre des partenaires essentiels pour mettre des fonds d’aide d’urgence \u00e0 la disposition des plus marginalis\u00e9s jusqu’\u00e0 ce que l’\u00e9conomie commence \u00e0 se redresser. Ils peuvent \u00e9galement s’appuyer sur leurs bureaux et leurs agents pour distribuer des fournitures d’urgence ainsi que des informations actualis\u00e9es et pr\u00e9cises sur le virus.<\/p>\n

Mais pour ce faire, les IMF ont besoin de l’aide et du soutien des investisseurs<\/a>, des d\u00e9cideurs politiques<\/a> et des donateurs<\/a>. Les IMF ont besoin que leurs investisseurs travaillent avec elles pour leur permettre de rester en activit\u00e9. Ils ont besoin que les d\u00e9cideurs politiques veillent \u00e0 ce que des mesures soient prises pour prot\u00e9ger les grandes banques qui servent principalement les nantis, mais aussi pour prot\u00e9ger les petites banques qui servent les pauvres. Elles ont besoin de donateurs pour les aider \u00e0 couvrir les pertes qu’elles risquent de subir et \u00e0 continuer d’int\u00e9grer les pauvres du monde entier dans l’\u00e9conomie num\u00e9rique.<\/p>\n

La Coalition de la microfinance est pr\u00eate \u00e0 s’associer aux efforts de secours et de redressement du COVID-19.<\/p>\n","protected":false},"excerpt":{"rendered":"

Les IMF disposent d\u00e9j\u00e0 de la client\u00e8le, de l’infrastructure et de la confiance n\u00e9cessaires \u00e0 une r\u00e9ponse efficace au COVID-19.<\/p>\n","protected":false},"author":374,"featured_media":46156,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[193],"tags":[201,195],"class_list":["post-46525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-fr-ca","tag-covid-19-fr-ca","tag-microfinance-fr-ca"],"acf":[],"yoast_head":"\nStimuler les efforts d'aide et de redressement par l'interm\u00e9diaire des IMF | FINCA<\/title>\n<meta name=\"description\" content=\"Les IMF disposent d\u00e9j\u00e0 de la client\u00e8le, de l'infrastructure et de la confiance n\u00e9cessaires \u00e0 une r\u00e9ponse efficace au COVID-19.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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